Highlights:
- A.M. Best “A+’ Rated Carriers
- Blanket Additional Insured
- Blanket Waiver of Subrogation
- Primary/Non-Contributory Wording Included
- Per Project Aggregate
- Safety and Risk Management Assistance
- Same Day Certificates
Click below to view the definitions of these insurance types.
General Liability
General liability insurance can help cover medical expenses and attorney fees resulting from bodily injuries and property damage for which your company may be legally responsible.
Workers' Compensation
Workers’ compensation insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time and more.
Commercial Auto Insurance
Commercial auto insurance provides a variety of coverages for cars, trucks, vans and other vehicles used by your business. There are three basic parts of every commercial auto insurance policy: Physical damage insurance − includes collision and comprehensive coverage, Liability insurance − includes bodily injury, property damage, uninsured motorist and underinsured motorist coverage, Other coverage − includes medical payments, towing and labor, rental reimbursement and auto loan or lease gap coverage
Commercial Inland Marine Insurance
Covers any property that is movable, transportable, or involved in transferring information. For example, these are some things that Inland Marine insurance might cover: Contractor’s equipment, Pumps, Hoses, Clamps, Tools, Equipment that moves around but is not permanently attached to the auto.
Pollution liability Insurance
Policies cover claims from third parties against bodily injury and property damage caused by hazardous waste materials released during a company’s business operations. This insurance not only covers you while you are completing a job but also covers your “completed operations.”
Excess Liability/Umbrella
Insurance is a type of policy that provides limits that exceed the underlying liability policy. It is no broader concerning the incidents covered by the primary insurance, meaning it will not expand the stated coverage but will provide higher limits on top of the original policy.
Blanket Additional Insured
Endorsement is an insurance policy endorsement that automatically provides coverage to any party to which the named insured is contractually required to provide coverage.
Waiver of Subrogation
Is an endorsement that prohibits an insurance carrier from recovering the money they paid on a claim from a negligent third party. … If a Blanket Waiver of Subrogation is provided, the carrier must obtain permission from the named insured to subrogate against a third party.
Are your Commercial Auto Rates Increasing Daily?
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